Jack L. Marvin v. State Farm Mutual

When Gwendolyn Bass' children were injured in an accident, Bass assigned her rights to receive medical benefits from State Farm Mutual Automobile Insurance Company to Midtown Chiropractic Clinic in consideration for her childrens' treatment by Jack L. Marvin, a chiropractic practitioner. State Farm, however, paid the benefits to Bass, and Bass did not pay Midtown Clinic. Midtown Clinic sued State Farm for the benefits, and the trial court ruled in State Farm's favor. Midtown Clinic appeals. It asserts that the trial court erred in applying Kansas law to its case and in concluding that State Farm had the option to pay benefits to Bass or to Midtown Clinic because of the insurance policy's language. We reverse the judgment of the trial court.