Patterson v. Globe American Casualty Co‪.‬

The underlying dispute here concerns the amount of policy limits. Plaintiff alleges he made a policy limits demand, which was refused. Plaintiffs suit against the insured was tried, resulting in a $27,500 verdict for plaintiff. Defendant paid only $15,000, which it contends was the policy limit. Plaintiff sued the insurer directly. Defendant denied in its answer the material allegations of the complaint.