Critical Illness Insurance 101

This guide is intended to provide the reader with a high-level overview of the Critical Illness insurance product. We start with one of the most unique aspects of Critical Illness insurance—that we actually know who invented it and why. From there we discuss consumer need, product development and compliance, pricing, underwriting and claims, valuation and even sales. 


This has been written to provide a baseline understanding  of the entire Critical Illness insurance continuum, not to provide a comprehensive in-depth understanding of each and every issue a given discipline will face while working on this product line.