Eight Steps to Future Care Planning for a Loved One with Special Needs (Financial, Estate, & Tax Planning‪)‬

A child with disabilities requires special care now and in the future, but because there is so much to handle in the here and now, many parents and caregivers put off proper planning. They say, "I'll do it tomorrow," and before you know it many "tomorrows" have passed, the future is here, and little or no planning has occurred. Now what? How are clothing expenses going to be paid? Where will a family find affordable housing with supportive services for their loved one with special needs? What transportation is available? How does one put in place a care plan that will provide a full and rewarding life, yet still provide the safety net that needs to be in place? These are all important questions that need to be answered when a child is younger, rather than when he or she transitions into adulthood or when a parent/guardian passes away. From education and housing to work and recreation, it can be overwhelming to think about all that needs to be done to develop a plan, making sure every aspect of life is covered. But if you take it one step at a time, it will get done. By this time next year, you can enter the holiday season with your mind at ease, knowing you have begun to put a future care plan in place. Just follow the simple steps below. It takes action on your part, but if you stay committed to the timetable and persevere, the result will be a comprehensive future care plan.