Personal income, medical insurance required by the government, social security taxes withheld, and any other Federal government mandated withholding are TAXES on the excise or your income from whatever source derived. NOW, here's where the IRS-Treasury snookers you. They let you decide on "From whatever source derived (defined) a la 16th amendment to the constitution, and you screw up...allowing it to be your gross income in your mind...not in any legal sense whatsoever. You've screwed your self, and don't know it. Some even pat themselves on their back claiming they paid their "fair share". NEAT. Well, there's a REMEDY, and it's demanding the government refund everything withheld using IRS form 4852...included in your yearly form 1040 filing. NEVER include your gross income in your filings...Always ZEROS. It's that simple. Your company doesn't know anything about it and doesn't care, and furthermore your employer has to deduct withholdings as a matter of law...he's purchased a privilege...aka permission of the Federal government to do business, and He-She withholds whatever they want or the government shuts them down...unless they discover IRS form 4852 to get all their money back.