Financial Literacy For NIL

Financial Literacy For NIL is the ultimate playbook for student-athletes navigating the exciting-and often overwhelming-world of Name, Image, and Likeness (NIL) opportunities.

Written by former Division I football captain turned wealth manager Patrick Brown, MBA, this book is your practical guide to understanding money in a way that speaks your language. Whether you've just signed your first NIL deal or are already building a personal brand, this resource breaks down the essentials of financial literacy: budgeting, taxes, credit, investing, branding, insurance, and long-term wealth building-all delivered in a style that's direct, relatable, and tailored specifically for athletes.

Patrick shares personal stories, hard-earned lessons, and tools to help you avoid common financial pitfalls. You'll learn how to:
Avoid the most common money mistakes athletes makeBuild a realistic budget, even with inconsistent NIL incomeProtect yourself legally and financially in contracts and partnershipsUnderstand how taxes, deductions, and filing status affect NIL incomeUse your platform to build long-term wealth-not just short-term hype
Inside the book, you'll also find sports analogies, real-world examples, and simple checklists designed to help you apply financial concepts immediately. Whether you play football, basketball, volleyball, track, tennis, or another collegiate sport, this book will guide you through the unique financial challenges and opportunities that come with being a student-athlete in today's NIL era.

This isn't a textbook-it's a playbook. From contract basics and financial discipline to personal branding and money mindset, Financial Literacy For NIL helps you go beyond performance on the field and focus on the decisions that will shape your life beyond the game.

Whether you go pro in your sport or in life, this book will help you take control of your financial future, own your decisions, and build a legacy that lasts long after your last game.