Housing Finance 2020 is a comprehensive guidebook that explains the industry's newest mortgage programs, and recent enhancements that have been made to boost affordability. The book is also available in Spanish under the title Hipoteca 2020. The author introduces buying-power options such as "sweat equity," do-it-yourself renovations, and energy-efficient mortgages, and explains down payment assistance such as grants, soft second mortgages, and "forgivable" loans.
The 50-state directory lists grants and down payment assistance from local nonprofit and government agencies. You'll also learn what support services are available in the community you hope to call home.