The $6 Million Dentist

An Exploration into Dentists’ Retirement in Canada experienced through 30 years of LIVE financial data


How am I doing compared to my Colleagues?


I can honestly say that some of the greatest financial minds I know are those of Dentists. These Dentists didn’t start out this way. In fact, they made a lot of mistakes. But they learned from those mistakes and went on to become what you and I would consider great financial success stories.


This group has a great deal to teach us about what works and what doesn’t. In fact, they don’t just have a lot to teach us—they want to teach us. That’s why I wrote this book. You see, Dentists don’t talk to each other about their finances. They may hint sometimes at their successes, but they rarely mention the financial mistakes they’ve made. This means Dentists miss out on the opportunity to learn from one another. That’s too bad, because learning from someone else’s mistakes can be far less costly than learning from your own.


I believe one of the problems in our society is that we are all expected to be fiscally intelligent. It is embarrassing to screw up, especially if you lose a lot of money. People want guarantees when 

it comes to financial decision making and predicting the future. However, the problem is often those who provide that security don’t know what they’re talking about. As the British philosopher Bertrand Russell put it, “The whole problem with the world is that fools and fanatics are always so certain of themselves, and wise people so full of doubts.”


I have had the benefit of learning from a financially savvy group of Dentists during the past twenty years. I have also learned from Dentists who did not achieve a high level of financial success. These experiences have had a great impact on my life, my business, and the families I work with at McNulty Group.


My goal in writing this book is to share these experiences with you. I want to help you understand how we structured our clients’ lives so they could best achieve financial success and a sustainable retirement. I also want to provide a venue for this elite group of Dentists to share their experiences, in the hope their input will improve your life, your practice, and the lives of those around you.