The Debt-Free Spending Plan
An Amazingly Simple Way to Take Control of Your Finances Once and for All
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- $8.99
Publisher Description
It can seem impossible to find a way out of debt--and the more complicated the proposed solution, the harder it is to stick with it. That’s why this book is SIMPLE.
Life coach JoAnneh Nagler gives you the help you need right now to live your life and get out of debt fast. The plan is clear, easy, and doesn’t require you to sift through chapters of high-minded financial advice or dig up your past spending history.
In The Debt-Free Spending Plan, you’ll learn how to:
downsize expenses without feeling deprived,allocate money as it comes in,put together an easy-to-manage bill-paying plan,adjust for inevitable overspending,pay off debt without gouging expenses,and (believe it or not) start saving.
It doesn’t matter if you make $14,000 or $14 million--thanks to straightforward daily spending strategies and effortless expense tracking tools, The Debt-Free Spending Plan is the key to financial freedom. In just five minutes a day, you’ll find yourself on the road to financial freedom before the next billing cycle.
PUBLISHERS WEEKLY
Drawing on personal experience with debt, Nagler offers practical strategies for people who find their debts troubling or overwhelming, but who continue to buy on credit. Her "foolproof tools" are designed for those trying to take control of their money and lives, without donning a hair shirt of penurious sacrifice. Commonsensical rules such as drawing up lists of monthly bills and daily needs yield to surprises such as: "Don't skip the Entertainment category in your Daily Needs list." Nagler persuasively hammers home the larger objective of these exercises: "What do we love? That's where our extra cash should be going." The first step to financial independence is the simple principle of not spending money we don't have. Total spending must be constrained, but the elements must also be in proportion and money must be allocated for flat tires, doctor visits, and other inevitable setbacks. Those concerned with tackling debt in the immediate present would do well to work toward Nagler's goals.
