The Healthy Choice (Money)
Swiss News 2010, June
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Publisher Description
Switzerland has arguably the most efficient state, mandatory and private insurance systems in the world. However, many consider the mandatory insurance cover to be excessive and, therefore, too costly. It is difficult to determine what is adequate, as this depends upon personal circumstances and an individual's attitude to risk. Let's take a look at the health insurance system, so you can make an informed decision. Almost every person domiciled in Switzerland must take out health insurance regardless of age. Anyone arriving in Switzerland with the intention of staying must take out such insurance within three months of arrival. Parents are also allowed three months in which to insure their newborn children. (Exceptions to the rule include employees working in the EU, diplomats, short-term contracted employees, lecturers, students and scientists. These men and women are required to apply for exemption, which is granted when they prove they are insured elsewhere to at least the level of the Swiss compulsory basic health insurance.)