Verschoor v. Mountain West Farm Ins. Co‪.‬

Injured on the job, a contract ranch hand rejected costly medical care until his employers insurance agent promised that treatment and rehabilitation would be covered. When the ranch hands recovery was cut short by the insurance companys refusal to exceed the coverage limits of the employers policy, he sued the insurance company, alleging promissory estoppel and negligent misrepresentation. Finding material issues of fact on both counts, we reverse the district courts summary judgment and remand for trial on the merits.