Farrington v. Granite State Fire Ins. Co‪.‬

CROCKETT, Justice. These four actions were on four identical fire insurance policies issued by the defendant companies to the plaintiff on the same building. The actions were combined for trial in the lower court and are treated together here. The building was destroyed by fire and a jury found against the defendant companies for the full amount of their coverage. Defendants appeal asserting they were not bound on the policy because (1) the subject matter of the policy described as a building occupied as a skating rink did not exist as such at the time the policy was issued, and (2) there was substantial concealment and misrepresentation on plaintiffs part concerning the building so that there was no meeting of the minds to form a valid contract.