Alfredo R. Soliva v. Shand

2. "Whenever the language of an insurance policy provision is reasonably susceptible to two different meanings or is of such doubtful meaning that reasonable minds might be uncertain or disagree as to its meaning, it is ambiguous." Syl. pt. 1, Prete v. Merchants Property Ins., 159 W.Va. 508, 223 S.E.2d 441 (1976).