Keep the Fun; Plan for the Future

Budgeting is boring, time consuming and no one wants to do it. Why should anyone work hard for everyone else but themselves.

We need fun and we absolutely must have income today and tomorrow.

Doing what everyone else is doing is not working. Take notice of people who made drastic change to better their financial position.

What you do with your money tells a story about what's important to you. If you don't like the story, its time to make some changes.

Learn the 4 Step Personal Finance System, adapt it to your lifestyle and get out of debt without starting at zero and keeping the fun in your life.