Zero Debt: The Ultimate Guide to Financial Freedom, 3rd Edition

Zero Debt teaches you the exact strategies the author used to pay off $100,000 worth of credit card bills in just three years – without ever missing a single payment. If she can do it, so can you!

Eight out of 10 Americans owe some form of debt. So there’s a good chance that you, or someone you know, would like to become debt free. From excessive credit card bills and mounting student loans to hefty car payments and big mortgages, debt can be crippling – and not just financially.

Debt takes a toll on you in many ways. It hurts your ability to save, invest and create a better life. It impacts your physical, mental and emotional health. Too much debt even spoils relationships, leading to arguments about money and divorce.

Whether you recently got into debt due to circumstances beyond your control, or your own poor choices have kept you in debt for as long as you can remember, know this: Debt does not have to remain a way of life. Regardless of your situation, you can get on the road to financial freedom – and you can do it yourself in the next 30 days!

If you want to dig yourself out of debt once and for all, you need an action plan. This book is your step-by-step, 30-day plan to jumpstart your finances. It’s simple. It’s easy to understand. And it works.

In this revised and completely updated version of Zero Debt, you’ll discover:

The best ways to pay off credit card debts (spoiler: it’s not what 99% of experts tell you)
How to eliminate your student loans and reduce auto loans
Spending and budgeting tips anyone can use – even shopaholics
Insider secrets to negotiating with credit card companies and fixing your credit
Your legal rights – and what bill collectors can and can not do under the law
Recommendations for reputable debt management firms and credit counselors
How to shore up your overall finances so you never go back into debt again

Wouldn’t you like to be free from financial worries? Don’t you want to rest at night knowing your bills are paid? You can have peace of mind when it comes to money matters. It all starts by eliminating excessive debt, and using time-tested strategies to save your hard-earned cash.