Bain v. Gleason

Mary Helen Bain had a claim for injuries received by her through the negligence of Daniel P. Gleason, a driver insured by Farmers Insurance Exchange (Farmers). Mary Helens husband, Allyn W. Bain had a claim for damages against Daniel P. Gleason for Allyns loss of consortium through the injuries to his wife. Farmers applicable motor vehicle liability insurance policy contains provisions defining limited coverage for "each person" injured in any one occurrence and for "each occurrence." Allyn made claim before the District Court, Third Judicial District, Powell County, that his claim for consortium was separately covered by Farmers policy of insurance issued to Gleason. The District Court held that Mary Helens claim for her damages and Allyns claim for consortium, were together - Page 444 subject to the "each person" limitation of the insurance policy. We affirm.