Barbara M. Hlavaty v. Kribs Ford

In February of 1980 Barbara Hlavaty (hereinafter wife) filed suit against Kribs Ford, Inc. (hereinafter car dealer). She sought to recover damages suffered as a result of car dealer's failure to notify her or her late husband that their credit life insurance policy, purchased as a part of a retail installment contract, had been cancelled. The suit was dismissed for failure to state a cause of action. Wife appeals and we reverse. Our review of the dismissal of the petition allows the pleading its broadest intendment. We treat all facts alleged as true, then determine whether the averments invoke principles of substantive law. Shapiro v. Columbia Un. Nat. Bak & Tr. Co., 576 S.W.2d 310, 312 (Mo.banc 1978), cert. den., 100 S.Ct. 60 (1979).