Evergreen National Indemnity Co. V. Tan It All

This is an appeal from a summary judgment in a declaratory judgment action involving first-party commercial insurance coverage. Appellee Tan It All, Inc. ("TIA"), which operates tanning salons, sued its property insurer, Evergreen National Indemnity Company, to recover the cost of tanning equipment stolen from one of its trucks. The truck was parked in the parking lot of a shopping center containing one of TIA's salons. The issue before us is whether the term "described premises" in a commercial property policy covers business personal property located "within 100 feet" of any portion of the entire shopping center complex in which the insured leases only a suite as its business premises.