O'morrow V. Borad

Following a collision between two automobiles, Jack Borad, who was driving one of the cars at the time of the accident, sued W. D. O'Morrow, the operator of the other vehicle. Under complementary policies, each of these persons was insured by Firemen's Insurance Company and The Metropolitan Casualty Insurance Company against liability for damages resulting from such accident. Through counsel selected by him, O'Morrow filed a cross-complaint in which he claimed damages against Borad. O'Morrow then notified the insurers that these attorneys would also present his defense to Borad's cause of action. In the present suit for declaratory relief, which was brought against Borad and