Kim Ellen Desmond v. American Insurance

Fernando J. Gaitan, Jr., Judge This appeal involves the question of whether the trial court properly dismissed the petition
of plaintiff/appellant, Kim Desmond, for failure to state a claim. We reverse and remand. Dickinson, Inc. (hereinafter referred to as "Dickinson") owns Plaza Theaters which is located at 4701 Wyandotte, Kansas City,
Jackson County, Missouri. Respondent, American Insurance Company (hereinafter referred to as "American"), issued an insurance
policy to Dickinson which provided for the payment by American of reasonable medical expense benefits to individuals who were
injured on the premises of the Plaza Theaters. This policy was in effect at all times relevant herein.