Why Don't Households have a Checking Account? Why Don't Households have a Checking Account?

Why Don't Households have a Checking Account‪?‬

Journal of Consumer Affairs 2004, Summer, 38, 1

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Description de l’éditeur

Using the Surveys of Consumer Finance from 1989 to 2001, this study explores households' reasons for not having a checking account. Reasons have changed over time, shifting away from account features and toward human capital and institutional reasons. We also find that reasons for not having an account are related to income, race/ethnicity, marital status/gender, planning horizon, education, previous account experience, and credit history. We suggest potential responses for community educators, firms, and policy makers. **********

GENRE
Entreprise et management
SORTIE
2004
22 juin
LANGUE
EN
Anglais
LONGUEUR
56
Pages
ÉDITIONS
American Council on Consumer Interests
TAILLE
338,9
Ko

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