Personal Finance for People in Tech: How High Earners Can Spend Wisely, Invest Well, and Plan for Financial Independence (Unabridged‪)‬

Universities train talented students to develop the most advanced technologies in the world. Graduates sign employment offer letters that promise salaries, bonuses, stock options, and restricted stock units (RSUs) that will make them earn far more than most Americans. Despite this, personal finance remains a taboo among many people, rarely talked about openly and rarely discussed in polite company. I wrote Personal Finance for People in Tech to share what I've learned about managing my finances after nearly 20 years of working in the software industry.

This book is geared toward high-earning professionals working in the US. I offer my thoughts on topics including investing your money for retirement [401(k), IRA, and HSA accounts] and day-to-day needs; saving your money and taking control of your spending; understanding employer benefits including RSUs and employee stock purchase plans (ESPP); real estate, including what you need to know about buying a home and refinancing a mortgage; alternative investments like cryptocurrency, NFTs, precious metals like gold, and equity crowdfunding; understanding your decisions' impact on your taxes; hiring professionals to help you with your finances; finding your first and your next job, and what you need to know when changing employers; and the financial independence/retire early (FIRE) movement.