Edwards V. State Farm Mutual Automobile Insurance Co‪.‬

The facts are not materially in dispute. This action arose from defendant-appellant State Farm Insurance Companies Retirement Plan (Plan) for United States Employees' ("State Farm's") denial of disability benefits to plaintiff-appellee Hugh Edwards, a former State Farm employee who had worked 15 years for State Farm as a claims representative. State Farm's retirement plan granted benefits to those who had satisfied a service requirement phrased as follows: