Jack Tier or The Florida Reef

Classic novel. According to Wikipedia: "James Fenimore Cooper (1789 – 1851) was a prolific and popular American writer of the early 19th century. He is best remembered as a novelist who wrote numerous sea-stories and the historical novels known as the Leatherstocking Tales, featuring frontiersman Natty Bumppo. Among his most famous works is the Romantic novel The Last of the Mohicans, which many consider to be his masterpiece."