Do you constantly feel anxious about money? Have unopened credit card statements piled up on your countertop? Are you forever losing receipts for items you meant to return? In an economic downturn taking charge of your financial well-being is more crucial than ever. One Year to an Organized Financial Life is a unique week-by-week plan to make saving money simple, automatic, and stress-free.
For decades, professional organizer Regina Leeds and financial advisor Russell Wild have helped thousands of clients get their lives in order. Using Leeds's "Zen organizing" approach, which addresses the underlying causes of chaos and replaces them with routines, they now show readers the steps to improving finances within a manageable timeframe. From sticking to a budget to getting out of debt, curbing spending to maximizing retirement savings, One Year to an Organized Financial Life makes it possible for anyone to live more richly on less.
Leeds (One Year to an Organized Life), a "professional organizer," and Wild, a financial adviser, apply Leeds's "Zen Organizing" philosophy to replace financial mayhem with method through digestible weekly steps over the course of one year. The authors begin by guiding readers through an emotional audit of their history with money, ridding their work spaces of clutter, and organizing key financial documents. January is "time to take control," and the authors provide step-by-step instructions on preparing for tax season and retooling spending habits while laying the groundwork for protecting long-term assets. Savings and retirement vehicles are discussed at an extremely macro level but the extensive resource section compensates for the oversight. By devoting the entire month of November to getting ready for end-of-year holidays, the authors drive home how planning ahead can alleviate the pain of unforeseen expenses. This is an excellent start to creating a solid financial foundation and future.