Lisa and Kyle are a recently engaged couple, ready to move on to the next step in their relationship. However, one day, a group of black men swing by and Lisa sees a side of Kyle she never knew about. As the three big black men begin unraveling Kyle's secrets, Lisa learns that he owes them quite a lot of money. And to make matters worse, he was acting as a drug mule to make money to buy her engagement ring. As Kyle does not have the money to pay off the three big black men, Lisa gets involved with the negotiations.
As Lisa has never been involved with a black man before in her life, as the negotiations go on, she begins to wonder if she's trying to handle more than she can take. The three black men agree that she can help pay the debt, but Kyle must watch. This works in Lisa's favor as making him watch will hopefully teach him a lesson.