Spend Smart Spend Smart

Spend Smart

Be Thrifty, Budget Better, and How to Spend Your Money When You Don’t Have Much - Without Compromising Your Lifestyle

Περιγραφή εκδότη

Do you spend on a lot of junk that doesn’t make you happy? Instead of happiness, does money bring anxiety, stress,& debt into your life?

If your savings account is nonexistent and you have no idea where your hard-earned money is going, it’s time to redefine your spending habits.
Living alone from the age of 14, I learned how to spend and manage money the hard way. Since my early teenage years, I had to earn my own money – which sometimes barely exceeded $150 for a month. In this book I’m sharing my insights on how to manage even the smallest income to outlast the month, and how to spend smarter on more fulfilling things.
This book can help those people working their first jobs, or experienced people that just make poor money decisions. I will highlight the most common money myths, marketing tricks, and irrational beliefs people fall prey for and teach you to avoid them.

Take charge of your money today.

•Scientific research about the psychology of our spending habits
Learn how to spend less and save more and still enjoy life – regardless of your income
•How to assess value to make the best financial decision
Map out your spending patterns to know where you need to change

Like it or not, money is part of everybody’s life. Learn to control it instead of letting it control you.

•The top 5 reasons people spend money
Why the Six Persuasion Principles by Robert Cialdini get us almost all the time?
•Understand online shopping and credit cards. Why are you more willing to spend using these?
Marketing tricks that always get you – deconstructed from subtle to overt
You can turn a blind eye to your financial problems, but they won’t disappear. Learn about the best personal finance practices of the rich and happy live a financially balanced life in the future. Build a solid foundation for your family and yourself.
There is a thin line between being cheap and frugal. Learn how to spend without getting labeled as cheap and without sacrificing your family’s wellbeing.

Arm yourself against the most common spending mistakes.

•How to break the vicious circle of shopping habits
Financial literacy crash course: A-Z finance vocabulary, the five pillars of financial literacy and more.
•4 things you should invest in
Financial fasting and how to use it to your benefit
•Key takeaway summaries at the end of each chapter

Get financial awareness in your life:

•Get a clear picture on the difference between the 401(k), 403(b), TSP, IRA and Roth accounts
TRFs (Target Retirement Funds), HSAs (Health Savings Accounts) and RMDs (Required Minimum Distributions)
•Why should you have F-you money
How can your money take you to financial independence (The 4% rule.)
Financial literacy changes the rest of your life. You will have a better relationship with money by thinking about it differently. You will know the unique ways to spend smarter and build wealth. Imagine not worrying about debt, bills and late payment fees anymore.

Picture paying for things that actually add value and happiness to your life. Follow the tips presented in this book and make it reality.

ΕΙΔΟΣ
Επιχειρηματικά/Προσ. οικονομικά
ΚΥΚΛΟΦΟΡΗΣΕ
2019
10 Μαρτίου
ΓΛΩΣΣΑ
EN
Αγγλικά
ΑΡ. ΣΕΛΙΔΩΝ
172
σελίδες
ΕΚΔΟΤΗΣ
PublishDrive
ΣΤΟΙΧΕΙΑ ΠΑΡΟΧΟΥ
PublishDrive Inc.
ΜΕΓΕΘΟΣ
562,5
KB
Daily Habit Makeover Daily Habit Makeover
2019
Daily Habit Makeover Daily Habit Makeover
2020
Morning Routine Makeover Morning Routine Makeover
2020
Spend Smart Spend Smart
2020
Sleep Smarter Sleep Smarter
2020
Brave Enough Brave Enough
2019
Personal Finance for Beginners - A Simple Guide to Take Control of Your Financial Situation Personal Finance for Beginners - A Simple Guide to Take Control of Your Financial Situation
2020
How to Manage Your Money: A Guide for the Non-Rich How to Manage Your Money: A Guide for the Non-Rich
2014
The Side Hustle: How to Turn Your Spare Time into $1000 a Month or More The Side Hustle: How to Turn Your Spare Time into $1000 a Month or More
2015
Saving Money: The 40 Tip Cheat Sheet for Peace of Mind, Effective Budgeting and Financial Success Saving Money: The 40 Tip Cheat Sheet for Peace of Mind, Effective Budgeting and Financial Success
2016
Passive Income: How to Create Streams of Income and Acquiring Financial Freedom Through Passive Income Ideas Passive Income: How to Create Streams of Income and Acquiring Financial Freedom Through Passive Income Ideas
2018
Passive Income: Beginners Guide to Passive Income Streams to Gain Financial Freedom Passive Income: Beginners Guide to Passive Income Streams to Gain Financial Freedom
2021