Sloan is a sophisticated girl, one of the youngest members of the New York Philharmonic, who auditioned as a lark when she visited from London. She's very prim, proper and studious. She's certainly not the kind of girl to be interested in a big, rough, heavily tattooed sailor! Michael Ferguson is very interested in her, though, and not the kind of man to be deterred with polite hints. He's not just a crewman but the captain and owner of the fleet of ferries Sloan rides back and forth to work. Sloan is forced to come to terms with the fact this rude, overbearing man is making wild, dark fantasies play out behind her eyes, and then... then he starts making them play out for real! Sloan has heard about wild, carnal sex, and even about kinky bondage, but never before imagined the breathtaking heat and pleasure they could instill in her – until now.