The Simple Path to Wealth

Revised and Expanded 2025 Edition. Instant New York Times Bestseller. Seen on "Hasan Minhaj Doesn't Know."

The Proven Guide from the Godfather of Financial Independence—now comprehensively updated and expanded. New edition includes: updated data, FAQ, a Simple Path to Wealth Punchlist, Resources & Tools.

“Beautifully written, a simple book that will have a profound impact on your life.” —Morgan Housel, author of The New York Times bestseller The Psychology of Money

What if the path to wealth isn't about timing the market or picking hot stocks, or even about paying someone else to do it for you? What if it’s actually about following a radically simple plan that’s not only easier to implement, but also more lucrative than the alternatives?

Drawing from fifty years of investing experience, and born out of a series of letters the author wrote to his daughter, The Simple Path to Wealth has become foundational to the FIRE (Financial Independence, Retire Early) movement, inspiring hundreds of thousands of readers to reimagine their relationship with money and freedom. The real-world success of Collins' approach is documented in Pathfinders, his collection of stories from readers who have transformed their financial lives using his method.

Whether you care deeply about money, or never want to think about it at all, you’re living in a culture of spending. Everyone’s telling you that handing over your cash for this gadget, this potion, this lifestyle is the key to happiness. Meanwhile, the reality is that happiness is more likely to come from having the financial freedom to live the life you really want.

Whatever your relationship with money, you will be heartened by Collins’ essential insight, which is that simplicity beats complexity every time.

This comprehensive guide covers everything from debt elimination to optimizing retirement accounts, all while exposing the marketing myths and investment industry practices that keep most people from building real wealth. Collins shares specific, actionable strategies for both wealth-building and wealth-preservation phases, with a straightforward approach to asset allocation that anyone can implement.