Frugal Times

Over sixty years of experience has shown me we can truly live with less than we think. We don’t have to live a deprived life, but we also don’t need to live beyond our means or to be wasteful. I learned a great deal simply by living life and observing the lives of those around me. I began life in a simpler time and used some of the knowledge gained from that time to apply to life now.
It is hoped this book serves as a springboard to help others overcome their financial difficulties or manage money more wisely by applying some of the principles I have observed and learned. We live in a disposable society and retraining ourselves and learning to live with less might mean a more fruitful, rewarding, fulfilling live. Sometimes, less is more.