Personal Finance for Students

Everyone is familiar with the stereotype of the poor college student, but that doesn't have to be your reality. The Personal Finance for Students Study Brief provides expert practical advice you need to make a world of difference in what’s left in your wallet after paying your bills and reduce daily stress over never seeming to have the money you need when you need it. Even with a limited income, tuition to pay, and books to buy, you can set financial goals and develop a personal budget plan to be disciplined about your spending while you are attending school. It is important to get started and stay on the right financial track—learn to use credit responsibly, manage your expenses, and understand the impact of loan debt—to be able to reach your future goals when your college days are behind you. This Study briefs helps you gain an understanding of the basics of financial planning. It provides useful tips on saving and investing, advice on using debit and credit cards, guidelines for paying off debt and making loan payments, and straightforward explanations of the differences among various credit card and banking options. This short guide offers simple financial planning and budgeting methods you can implement today with quick reference examples included. Recommended apps and automated tools to help you effectively budget and manage money are included in the links to online references and resources. Study Briefs are concise and visual academic outlines that help students and professionals master key concepts quickly and accurately. Don’t spend your valuable time researching on multiple websites, paging through books or investigating reference sources. Our experts have done the research for you! Compiled in one convenient guide, you will find up-to-date and reliable sources presented in a visual and easy to follow format for everyday use. Choose from our ever-growing library of need-to-know topics in the following subject categories: Business, Math, Reference, Science, Language, History and Technology!