Caberto V. National Union Fire Insurance Co‪.‬

Plaintiffs-appellants Terry and Cyndi Caberto (collectively, the Cabertos) appeal from the First Circuit Court's order confirming an arbitration award in connection with the Cabertos' claim for underinsured motorist (UIM) benefits against defendants-appellees National Union Fire Insurance Company and Hawaii Insurance Consultants, Ltd. (collectively, National Union). On appeal, the Cabertos argue that the circuit court erred in reducing the amount of UIM benefits awarded in the arbitration by allowing offsets for no-fault and workers' compensation benefits received by Terry Caberto. We agree.