[U] Addison Insurance Co. V. Korsmo

¶1. Addison Insurance Company appeals a judgment declaring it has a duty to defend, under David and Mona Phillipses' commercial general liability policy, claims arising from the Phillipses' sale of a bat-infested property to James and Laurie Korsmo. Addison first contends there is no coverage, and thus no duty to defend, because its policy with the Phillipses was cancelled before the sale of that property closed. Addison argues alternatively that, even if the policy was in force at the time of the sale, it does not cover any equitable claims for adjustment of the sales price, unjust enrichment, reformation of contract, or constructive trust; any claim for breach of contract or warranty; or the Korsmos' negligent misrepresentation claim.