J.C. Penney Co‪.‬

Appellants, Stonebridge Life Insurance Company, et al.,*fn1 appeal the certification of a nationwide class of consumers who purchased Accidental Death and Dismemberment (ADD) insurance from appellants. By four issues, appellants contend: (1 & 3) rule 42(b)(4)'s*fn2 predominance and superiority requirements are not met; (2) the trial plan infringes on appellants' legal rights; and (4) rule 42(a)(3)'s typicality requirement is not met.