Johnny Deel v. Boyd Walter Sweeney

2. "Where provisions in an insurance policy are plain and unambiguous and where such provisions are not contrary to a statute, regulation, or public policy, the provisions will be applied and not construed." Syl. Pt. 2, Shamblin v. Nationwide Mut. Ins. Co., 332 S.E.2d 639, 640 (1985).