Kathleen A. Gero v. John Hancock Mutual

The plaintiff seeks to recover as beneficiary in three insurance policies issued by the defendant company upon the life of her husband, Edward W. Gero. These three policies were identical in amount, and were in force at the time at which the insured is claimed to have met his death. Each provided for the payment of double indemnity upon receipt of due proof that the insured, after the attainment of the age of fifteen and prior to the age of seventy, had sustained bodily injury solely through external, violent and accidental means, occurring after the date of the policies, and resulting directly and independently of all other causes, in his death, within ninety days from the date of such injury, while the policies were in force, except that no accidental death benefits would be paid if the death resulted from suicide, while sane or insane.