Agnes Johnson v. Farmers and Merchants

1. Failure of a creditor-insurance agent to deliver a copy of a line of credit insurance policy or a certificate of insurance in violation of Minn. Stat. § 62B.06 (1980) did not constitute negligence when the insured received the policy proceeds for which he applied and was entitled to under the policy. 2. In the absence of a contractual undertaking by an insurance agent or broker to procure insurance sufficient to liquidate the insured's total indebtedness upon death, the agent or broker has no legal duty toward an insured beyond that specifically undertaken by him or her.