Employers'' Liability Assurance Corp. V. Frost

Deceased was an employee of Leo Frost, engaged in road construction at or near Adamana, Arizona. Before that, on January 19, 1934, Frost consulted the Lloyd C. Henning Insurance Agency, of Holbrook, Arizona, regarding compensation insurance to cover the construction job at Adamana, and on that day the local agency wrote D. C. Crowell & Co., of El Paso, Texas, the general agents of the petitioner, asking for rates and whether or not petitioner would accept such coverage. January 20th the general agents replied as follows: