Health Microinsurance

This book is the first and only study on implementing Universal Health Coverage in poor, rural and informal settings, with end-to-end guidance for rolling out a demand-driven and needs-based health insurance model. The chapters are comprehensive, covering topics such as data collection and analysis for contextual risk assessment, the design of suitable benefits packages, how to price microinsurance, insurance education for illiterate or innumerate populations, the setting up of governance bodies and training staff for key roles, and information management.

The book contains insights gained from years of fieldwork in several countries and is valuable reading for undergraduate and graduate students and practitioners of health microinsurance. As a companion to the author's first book, Financing Micro Health Insurance: Theory, Methods and Evidence, this book provides the only current source of information on implementing health microinsurance. The practical guidelines to setting up and operating a microinsurance scheme are accompanied by impact evaluation, chapter exercises and Issue Briefs that present examples of using tools that are necessary for successful implementation.
Contents: Introduction:The Framework for Implementation of MicroinsuranceHealth Microinsurance ModelsPre-Implementation Activities:Baseline Study and Its PurposeSubstitutes to Baseline SurveysPricing of Microinsurance or Rate MakingEstimating Willingness to PayEstimating Capital Requirements to Scale Health MicroinsuranceImplementation:Insurance Awareness and EducationCommunity Involvement in Benefits Package DesignThe Governance Structure and Training the Key ActorsEnrollment into the SchemeThe Business Processes of Microinsurance:The Business Processes of CBHIData in MicroinsuranceMIS in MicroinsuranceMonitoring, Evaluation, and Sustainability:Key Performance IndicatorsImpact Assessment of Microinsurance
Readership: Undergraduate and graduate students of health economics and finance, microinsurance businesses and practitioners.Microinsurance;Health Insurance;CBHI;Community-Based Health Insurance;Health Financing;Insurance for Poor;Universal Health Coverage;Rural;Education00