Safeco Insurance Co. v. Gonacha

Safeco answered denying liability and alleging fraud and misrepresentation in the procurement of the policy sued upon in that Gonacha in his application for the insurance involved falsely answered the following questions: 1. That no insuror had cancelled or refused him insurance. * * * 4. That he had not been convicted or forfeited bail for a traffic violation during the past three years. 5. That he had not been involved in an accident within the past three years. On July 16, 1955 the company gave notice of cancellation of the policy and tendered back the premium paid, which was refused.