Geyer V. Reserve Insurance Co‪.‬

This declaratory judgment suit requires us to determine if an injured passenger, who was an "omnibus insured" under the driver's liability policy, may have the cumulative benefit of the liability and uninsured motorist coverages under the policy, in spite of provisions in the policy purporting to reduce the amount payable under one of the coverages by any sums paid to the injured person under the other coverage.