You Deserve to Be Rich
Master the Inner Game of Wealth and Claim Your Future
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- USD 11.99
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- USD 11.99
Descripción editorial
NEW YORK TIMES BESTSELLER • A revolutionary playbook for building generational wealth, no matter where you grew up—from the founders of the explosively popular podcast and financial literacy platform Earn Your Leisure
You deserve to be rich.
You deserve to make a purchase without fear that your check might bounce. You deserve to go on vacation. You deserve to care for loved ones without worrying about bills. You deserve to live the way you want, without reservations or fear. You deserve freedom—financial freedom. If you agree, you’ve come to the right place.
We grew up in New York playing basketball together. As kids, both of us were fascinated by finance, curious about the stock market and how money moves among systems and pockets. But we began to notice that—for people in our community—hard work wasn’t enough. The system wasn’t set up to help people like us turn our hustle into lasting wealth.
We started Earn Your Leisure to change that. We never could have imagined the response. Soon our little podcast started to feel more like a financial revolution. But a podcast can do only so much. This book is our answer to the thousands upon thousands of people who have asked us for a detailed blueprint. The key to earning your leisure is to see money as a strategic tool for wealth development. In You Deserve to Be Rich, you’ll learn how to:
• Deal with the psychological toll of growing up living paycheck to paycheck.
• Create income-building strategies outside your nine-to-five, from investing to side hustles.
• Use passive income to put you in control of your time and lifestyle.
• Master tax and insurance systems and identify (legal) loopholes to maximize wealth.
• Navigate family financial drama and find ways to support your community.
That’s just the start. This book is full of tips, insights, and stories about real people, just like you, who have used the tools of wealth building to overcome barriers and build the life they want.
You deserve to be rich. This is the playbook to make it happen.
PUBLISHERS WEEKLY
"For too many people in Black and Brown communities, hard work alone isn't enough" to achieve financial security, according to this practical debut manual. Earn Your Leisure podcasters Bilal and Millings share their formula for accruing wealth: "Increase your income. Lower your expenses. Invest the difference." Outlining investment options tailored to different risk levels, the authors suggest that the risk averse should stick with bonds and CDs, while those with a higher tolerance might purchase shares of individual companies or real estate. For those who choose real estate, the authors detail how to select the right property and finance its purchase with a conventional, hard-money, or home equity loan. Throughout, Bilal and Millings bring a welcome recognition of the financial hardships faced by Black individuals. For instance, they note that "discriminatory housing policies have kept Black families from getting the credit and loans that serve as the backbone of financial stability" and propose sharing 10% of one's annual income with religious institutions or loved ones, writing that "for those of us who come from marginalized families and communities, there will always be a need." Buoyed by the authors' can-do spirit ("If you can see it, you can have it"), this stands out in the crowded field of personal finance guides.
