Forty years ago Mr. Savory Gray was a prosperous merchant. No gentleman on 'Change wore more spotless linen or blacker broadcloth. His ample white cravat had an air of absolute wisdom and honesty. It was so very white that his fellow-merchants could not avoid a vague impression that he had taken the church on his way down town, and had so purified himself for business. Indeed a white cravat is strongly to be recommended as a corrective and sedative of the public mind. Its advantages have long been familiar to the clergy; and even, in some desperate cases, politicians have found a resort to it of signal benefit. There are instructive instances, also, in banks and insurance offices of the comfort and value of spotless linen.