Alligators Don't Ask for Payment

This is an Apple Books audiobook narrated by a digital voice based on a human narrator.
He was having, as he put it, "the Mother of All Bad Years"—divorce (lost kids, house, money, everything), fired from his job, huge medial bills, no insurance. He even got a paper cut opening the lawyer's letter. The letter that said his uncle had died and left him everything. Of course, there had to be a catch...