Invest $20 per day, day after day for 10 years in stock market indexes to turn your $50,000 investment over 10 years into over $1 million. The book discusses why investing in individual stocks is a bad idea and why investing in stock market index-based ETFs makes sense. If you are a passive investor, learn how to invest in ETFs based on DOW, S&P 500, Russel 2000, NASDAQ and volatility-based ETPs. For active investors, the book introduces the innovative 70-30 strategy consisting of both long-term investment and swing trades. The book also discusses how to spot recession (and the accompanying bear market) and the options that you can use to save your portfolio in advance.