The Total Money Makeover (Abridged)
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4.5 • 3.4K Ratings
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- $12.99
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- $12.99
Publisher Description
READ BY THE AUTHOR.
Do you want to build a budget that actually works for you? Are you ready to transform your relationship with money? This New York Times bestseller has already helped millions of people just like you learn how to develop everyday money-saving habits with the help of America's favorite finance coach, Dave Ramsey.
By now, you've already heard all of the nutty get-rich-quick schemes and the fiscal diet fads that leave you with a lot of quirky ideas but not a penny in your pocket. If you're tired of the lies and sick of the false promises, Dave is here to provide practical, long-term help. The Total Money Makeover is the simplest, most straightforward game plan for completely changing your finances. And, best of all, these principles are based on results, not pie-in-the-sky fantasies. This is the financial reset you've been looking for.
The Total Money Makeover: Classic Edition will give you the tools and the encouragement you need to:
Design a sure-fire plan for paying off all debt--from your cars to your home and everything in between using the debt snowball methodBreak bad habits and make lasting changes when it comes to your relationship with moneyRecognize the 10 most dangerous money mythsSecure a healthy nest egg for emergencies and set yourself up for retirementBecome financially healthy for lifeLive like no one else, so later you can LIVE (and GIVE) like no one else!
APPLE BOOKS REVIEW
“Don’t even consider keeping up with the Joneses, they’re broke,” warns Dave Ramsey in his financial-help bestseller. One of America's most plain-spoken money maestros certainly doesn’t pull any punches when it comes to tackling debt, overspending, and the fallacy of the American dream. His direct, assertive narration makes this seven-step plan to financial fitness an easy-to-digest and inspiring listen. Drawing from decades of experience, Ramsey exposes common financial misconceptions and offers invaluable advice that may forever change how you think about—and manage—your hard-earned cash.
Customer Reviews
Needs updating
I like a lot of what Dave Ramsey is saying. That being said the religious aspect I don’t prescribe to. Also this book was written in 2003 and has had two updates. It’s now 2023 and a 1000 dollar emergency starter fund simply does not cut it. Especially as Dave puts it for a transmission. Most transmissions to replace will cost $1800-$3400 not 1000 dollars. In a day where having a car is a must most people will be without a car. 1000 dollars does not go as far as it used to with inflation at almost 9 percent. I understand it’s to get you started but I think this thinking needs revised. And 12 percent on mutual funds is absurd including fees for most class A mutual funds is ridiculous. You can invest in ETFs of dividend stocks and pay little to no fees. Dave means well and for the most part his stuff works. It needs updating with current times though to suite the average American in 2023.
EveryDollar
Everyday every Dollar, Every Dollar everyday.
How to get wealthy
This is a awesome book to help you get back on track saving your money, pay off debt, and invest for your future & retirement, too.