Budget 101

Review:

“Good tips, good recommendations on tracking spending and getting the most out of what you have. Most importantly, it stresses responsibility, something that may be lost on a lot of folks”


Extreme couponing isn’t for everyone. So how can everyone else save money? “How to Live a Lot on a Little” can help you live within your means with money-saving tips and information about reducing your utility bills and cutting your grocery bill.


“How to Live a Lot on a Little” is about making changes you can live with and giving you the peace of mind that comes with less debt and less stress. You can do this, and we can help.


Table of Contents:

Introduction: Cutting Back and Reaching Out

Chapter One: Starting With a Plan

Chapter Two: Dealing With Debt

Chapter Three: Eating for Less

Chapter Four: Reducing Utility Bills

Chapter Five: Cutting Transportation Costs

Chapter Six: Finding Family Savings

Chapter Seven: Saving on Health and Dental Care

Chapter Eight: Adding Entertainment and Extras


Excerpt from the Book:

“The only way to live within your means is to first detail all of your expenses. Regardless of whether you've ever examined them, the bones of your budget are already in place. Every month you earn, and every month you spend, same as the tide washing in and back out. Some costs are fixed, others in flux; some expenses are non-negotiable, others ripe for cutting. A solid budget will show you the fat. Knowing where to trim comes from a firm sense of how much you make, how much you spend and how much you owe. If you don't already have a budget, it's time to get busy.”


About the Author:

Holly Goodman has been a newspaper journalist and freelance writer for two decades. Her career began The Columbus Dispatch where she was a general assignment reporter after graduating from the Ohio State University School of Journalism in 1992. She has since contributed to dozens of newspapers, magazines and webzines, and mastered the fine art of living on a shoe string budget both on the road and in her home. Her short fiction has appeared in “The Journal,” “Literary Mama” and the recently published anthology “The Frozen Moment.” When she is not parenting her two daughters, reporting or walking the dog, she is at work on her first novel. She is lives and writes in Portland, Ore.