Cletus George v. Champion Insurance

SHORES, JUSTICE. The plaintiff, Elizabeth Karen George, a minor who sued through her father, Cletus George, as next friend, was injured when
the automobile in which she was a guest passenger ran a red light and collided with another vehicle. The accident occurred
on April 10, 1988, in Madison County, Alabama. Karen sued Champion Insurance Company under the underinsured motorist provisions
of three insurance policies that her father had purchased. She claimed, among other things, that the conduct of the driver
of the vehicle in which she was a passenger was wanton, and, therefore, that Champion, as her father's carrier of underinsured
motorist coverage, was obligated to her.