Debt Free for Good 7 Steps to Financial Health: A Workbook

Debt Free for Good has been written with all those people in mind who have never been properly trained in handling their finances. It is for anyone who wants to learn how to develop new budgeting techniques and skills so that you’ll enjoy managing your own money rather than debt.
Sanni works on a problem-solving basis. Throughout we identify your needs, see how they can be met and then find the means to meet them. We achieve this using Sanni Kruger’s seven steps, ‘making friends with money’, approach.

These are the seven steps:
1. Getting a grip on your finances
2. Using cash flow planning to build financial stability
3. Getting on top of debt
4. Cash flow management from day to day
5. Surviving the money jungle
6. The light at the end of the tunnel
7. Achieving what really matters to YOU

By the end of the book you will have learned how to develop budgeting systems that will allow you to reduce your old debt while building up savings, taking account of your own unique circumstances. It will also help you identify your vision and then create strategies to realise your dreams and achieve your goals.
All the way through the book are encouraging examples how real people have applied this fluid and flexible approach to their own individual situation and to resolve particular issues.