Ethics and Responsibilities for Florida Adjusters

Ethics and Responsibilities for Florida Adjusters is a study of ethical conduct for insurance adjusters in Florida, examining some of the ethical dilemmas they face and presenting the topics of deceptive trade practices and fair claims handling.


In this book you will learn the general concepts of adjuster ethics, gain an understanding of ethical decision making, compare ethical obligations and legal requirements, identify the duties resulting from the law of agency, examine guidelines and law for Florida adjusters to follow, and learn about adjuster liability.


Major subjects covered include:


• Introduction to Adjuster Ethics

• The Common Law of Agency

• Perspective on the Unauthorized Practice of Law

• Ethics for the Insurance Industry

• Complex Ethical Dilemmas that Challenge Adjusters

• Legal Vs. Ethical Requirements

• Adjuster Liability (Unethical Conduct may lead to Bad Faith Claims)

• Fair Claims Handling Guidelines and Law for FL Adjusters

• Deceptive Trade Practices in General

• Regulating Fair Claims Practices and Unfair Claim Settlement Practices

• Property and Casualty Claims Practices

• Adjusters and the Florida Insurance Code

• The Insurance Adjusters Law

• Adjuster Code of Ethics

• The Unfair Insurance Trade Practices Act

• Authority and Enforcement

• Disciplinary Guidelines for Public Adjusters